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Item EFFECT OF WORK-LIFE BALANCE ON EMPLOYEES PRODUCTIVITY: A CASE OF KAPROLEM SACCO IN BARINGO COUNTY, KENYA(Gretsa University, 2025-10) ROBERT KOMEN KIPROPThis research meticulously explored the ascendancy of work life balance on employee productivity within Kaprolem SACCO, Baringo County, Kenya. In today’s increasingly competitive and fast-paced organizational ecosystem, maintaining equilibrium between occupational commitments and personal well-being has become a strategic determinant of workforce efficiency and institutional sustainability. The investigation was anchored on three primary objectives: to analyze the effect of flexible working arrangements on productivity, to assess the extent to which job stress management influences performance, and to examine the impact of organizational support systems on employees’ overall productivity.A descriptive research design was adopted, encompassing a target population of 100 employees across various operational departments within the SACCO. Baseline information was retrieved using structured questionnaires and analyzed using both descriptive and inferential statistical techniques, including correlation and regression analysis. The schorlary work outcomes indicated that flexible work arrangements, such as adaptable schedules and autonomy in task execution, significantly enhance productivity by fostering motivation, reducing fatigue, and improving time management. Similarly, effective stress management frameworks were observed to mitigate occupational strain, curtail burnout, and promote concentration. Moreover, organizational support systems—such as welfare initiatives, career progression opportunities, and empathetic leadership—were found to substantially augment employee morale, loyalty, and efficiency.The study concluded that work–life balance constitutes an indispensable pillar of organizational performance within the SACCO sector. It accentuated that employees who experience congruence between their professional and personal spheres tend to exhibit heightened commitment, satisfaction, and output. Consequently, the schorlarly work recommended that management should institutionalize flexible work policies, strengthen stress management programs, and reinforce support mechanisms that prioritize employee welfare. These reforms are cardinal to cultivating a resilient, motivated, and productive workforce capable of driving institutional excellence.Furthermore, the study proposed that future scholarly inquiries should extend beyond Kaprolem SACCO to incorporate a wider range of financial institutions across Kenya. Subsequent research could also integrate moderating variables such as leadership style, digital work tools, and employee engagement to provide a more holistic comprehension of work–life balance dynamics in emerging organizational contexts.Item THE EFFECT OF RISK MANAGEMENT INDICATORS ON FINANCIAL POSITION OF COMMERCIAL BANKS IN NAIROBI: A CASE OF EQUITY BANK(Gretsa University, 2025-10) NJOKI, LILIAN WAIKWAThis study tends to investigates the causes of risk management indicators on the financial position of financial institutions, focusing on commercial banks, in particular, Equity Bank in Nairobi. The financial environment has grown more intricate, necessitating robust risk management practices to safeguard assets and maintain stability. The study aims to identify common risks faced by financial institutions, assess methods for risk identification and assessment, and evaluate the effectiveness of risk management strategies. Financial institutions encounter various risks such as operational risk ,credit risk market risk and compliance risk, posing significant challenges to the stability and well-being of stakeholders. Despite numerous risk management frameworks, it is important to evaluate their efficacy within different financial institutions and diverse risk environments. The study utilizes a descriptive research design, targeting professionals in risk management departments of selected financial institutions, with data being gathered using questionnaires focusing on risk exposure, risk appetite, and risk response time. Statistical analysis will be employed to evaluate the effectiveness of risk management strategies. Findings aim to contribute insights for enhancing risk management practices, refining regulatory frameworks, and instilling confidence in stakeholders regarding financial institutions' stability and resilience.Item IMPACT OF PROCUREMENT ON ORGANIZATIONAL PERFORMANCE: A CASE OF GARISSA COUNTY REFERRAL HOSPITAL(Gretsa University, 2025-10) MOHAMED, AMINA AHMEDThis study aimed to assess the impact of procurement on organizational performance at Garissa County Referral Hospital, focusing on how procurement efficiency influences service delivery, patient satisfaction, and the challenges faced in procurement processes. The research employed a descriptive design, gathering data from 90 hospital staff members across various departments, including procurement, clinical services, and administration. The study found that procurement efficiency has a significant positive impact on both service delivery and patient satisfaction, with well-managed procurement processes ensuring the timely availability of medical supplies, thus improving operational performance. However, procurement challenges such as financial constraints, supply chain inefficiencies, and inadequate staff training were found to hinder the effectiveness of procurement, leading to delays and reduced service quality. The study highlights the importance of addressing these challenges to optimize procurement practices and improve the hospital's overall performance. Based on the findings, the study recommends enhancing procurement efficiency, addressing financial limitations, improving supply chain management, providing regular training for procurement staff, and implementing performance monitoring systems to ensure continuous improvement. By addressing these issues, Garissa County Referral Hospital can strengthen its procurement function, improve service delivery, and enhance patient satisfaction, ultimately contributing to better organizational performance.