Abstract:
This study investigates the effects of financial technology (fintech) on the financial performance of
Turkana County, Kenya. With the rapid advancement of fintech globally, its influence on the financial
landscape of regions like Turkana County becomes increasingly relevant. Utilizing a mixed-methods
approach, including quantitative analysis of financial data and qualitative examination of fintech
adoption and its implications, this research aims to provide insights into how fintech initiatives have
affected various aspects of financial performance in Turkana County. By examining factors such as
access to financial services, efficiency gains, cost reductions, and overall economic development, this
study seeks to contribute to the understanding of the role of fintech in driving financial inclusion and
enhancing the financial well-being of communities in Turkana County. The findings of this research
are expected to offer valuable implications for policymakers, financial institutions, and other
stakeholders involved in fostering sustainable development through the integration of fintech solutions
in emerging economies like Turkana County.