dc.description.abstract |
Biometric authentication has emerged as a promising technology to secure
banking operations, reduce fraud, and enhance customer experience. However,
the implementation of biometric authentication in the banking sector is not
without challenges. This study aims to assess the key success factors for
biometric authentication in the Kenyan banking sector in KCB Thika by
exploring the factors that influence its adoption, implementation, and
effectiveness. The research employs a quantitative research approach,
consisting of a survey of banking customer and employees. The study identifies
several key success factors for biometric authentication in the banking sector,
including user acceptance, technical feasibility, regulatory compliance, cost effectiveness, system reliability, and scalability. The findings reveal that user
acceptance is a critical factor for the successful implementation of biometric
authentication in the banking sector. Customers' perceived ease of use,
perceived usefulness, and trust in the technology influence their acceptance of
biometric authentication. Technical feasibility, including accuracy, speed, and
compatibility with existing systems, is also crucial for successful
implementation. Moreover, regulatory compliance is a critical factor, given the
sensitive nature of banking operations and the potential risks associated with
biometric data. The study finds that cost-effectiveness and system reliability are
key factors that influence the adoption and sustainability of biometric
authentication in the banking sector. Scalability is also an essential factor to
consider, as biometric authentication needs to accommodate a growing
customer base and increasing transaction volumes. Overall, the study concludes
that biometric authentication has the potential to enhance security and improve
customer experience in the banking sector. However, its success depends on
careful consideration of the factors that influence its adoption, implementation,
and effectiveness. |
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